IMPORTANT REGULATORY DISCLOSURE
Please read this Terms of Service & Regulatory Indemnification Agreement carefully. By accessing or using ShariahSignal (Web or Mobile), you acknowledge and agree to be bound by all terms, disclaimers, and indemnification obligations outlined herein.
1. Algorithmic Quantitative Research & Non-Advisory Classification
ShariahSignal is a financial technology software and quantitative data analytics platform. All features—including algorithmic trading setups, model entry pivots, scenario target levels, invalidation stop-loss levels, DCF intrinsic valuations, Piotroski F-scores, Altman Z-scores, and AI Alpha Co-Pilot research theses—are generated purely by automated algorithms, mathematical formulas, and historical pattern models.
No Investment Advice: ShariahSignal does not provide personalized investment advice, portfolio management, or trade execution services. The platform’s outputs represent hypothetical, rule-based mathematical scenarios for educational, research, and analytical purposes only.
2. Multi-Jurisdictional Securities Disclaimers (SEBI / SEC / FCA)
🇮🇳 India (SEBI Disclosure): ShariahSignal, its developers, operators, and affiliates are NOT registered with the Securities and Exchange Board of India (SEBI) as a Research Analyst under SEBI (Research Analysts) Regulations, 2014, nor as an Investment Adviser under SEBI (Investment Advisers) Regulations, 2013. Model setups and screens do not constitute research reports or investment recommendations under Indian securities laws.
🇺🇸 United States (SEC Disclosure): ShariahSignal is NOT registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Adviser under the Investment Advisers Act of 1940, nor as a Broker-Dealer under the Securities Exchange Act of 1934. No information provided constitutes an offer to buy or sell any security.
🇬🇧 United Kingdom & Global (FCA Disclosure): ShariahSignal is NOT authorized or regulated by the Financial Conduct Authority (FCA). We do not provide regulated investment advice or arrange deals in investments under the Financial Services and Markets Act 2000 (FSMA).
3. Market Risk & Assumption of Loss
Trading and investing in equities, options, futures, and other securities involves substantial risk of financial loss, including the possible loss of all principal invested. High volatility, market gaps, liquidity shortages, and economic events can lead to unexpected losses. Historical backtest results and model win-rates do not guarantee future profitability.
4. User Sole Responsibility & Due Diligence
You retain 100% sole discretion and responsibility for any investment or trading decisions you make. You must conduct your own independent technical and fundamental research, assess your personal financial condition, risk tolerance, and investment objectives, and consult a qualified, licensed financial adviser (e.g., SEBI-registered RIA, SEC-registered RIA, or FCA-authorized adviser) prior to placing any orders in capital markets.
5. Comprehensive User Indemnification & Hold Harmless
INDEMNIFICATION AGREEMENT: You expressly agree to defend, indemnify, and hold harmless ShariahSignal, its developers, operators, contributors, content providers, data vendors, officers, directors, agents, and licensors from and against any and all claims, demands, liabilities, damages, losses, costs, regulatory penalties, and expenses (including reasonable legal and attorneys' fees) arising out of or related to: (a) your use of or reliance on the platform, services, data feeds, or algorithmic models; (b) any trades or investment decisions executed by you; or (c) your violation of any securities laws or applicable regulations.
6. "As-Is" Data Warranty & Limitation of Liability
All stock quotes, market data, financial statements, and technical indicators are obtained from third-party data providers and are provided strictly on an "AS IS" and "AS AVAILABLE" basis without warranty of any kind, express or implied. Under no circumstances shall ShariahSignal be liable for any direct, indirect, incidental, consequential, special, or punitive damages, or lost profits.
7. Shariah Screening & Islamic Jurisprudence (Fiqh)
Shariah compliance classifications are computed using standard quantitative screening criteria (AAOIFI Standard No. 21 / Dow Jones Islamic Market methodology). Interpretations of Islamic finance and rulings may vary across different Islamic scholars, Madhhabs, and jurisdictions. Users are strongly advised to seek guidance from their trusted Shariah board or Islamic scholar.